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Issued insurance on the Internet. But if the inspector doesn’t believe?..

Do I have to fear that the electronic policy of obligatory third party liability insurance will cause doubts the DPS — because there are no signatures or seals? No, it is not necessary print quite, assured the head of the traffic police Mikhail Chernikov. And fall your insurance policy will be present on a smartphone.“Behind the wheel”

It comes time to renew insurance. Can I buy an e-policy? What to produce on demand DPS, because in the email there are neither signatures nor seals?

Elena, Moscow

The question the reader meets the head of the Main Department on security of traffic of the Ministry of internal Affairs of Russia the General-the Lieutenant of police Mikhail Chernikov.

The right of the citizen (the insured) at the conclusion of the contract of compulsory insurance of civil liability in the form of the electronic document and the obligation of each insurance company (insurer) to provide the opportunity enshrined in article 15 of the Federal law of 25 April 2002 No. 40 FZ “About obligatory insurance of a civil liability of owners of vehicles”. In this case, the insurer shall send the policyholder an insurance policy in the form of an electronic document, which is recognized equivalent to the document on paper.

Under article 32 of the act the driver must carry and pass to check the police printed on paper information about the conclusion of the contract of compulsory insurance in the form of an electronic document.

A similar provision is contained in paragraph 2.1.1 of traffic Regulations. In addition, from October 29, 2019 will take effect modifications to the legislation adopted by the Federal law from may 1, 2019 No. 88 FZ, providing that insurance can be provided for validation in the form of an electronic document. In other words, to show to the police officer printed on paper information is not necessary. In this case, the check of the fact of conclusion of the contract of compulsory insurance will be implemented by the query details in the appropriate automated information system of compulsory insurance.

Is it possible to exchange a driving license ahead of schedule, without a certificate? Read about it here.

Photo: AGN “Moscow”

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